Hi everyone,
I’m new to mutual fund investing and planning to start my first SIP soon. I’ve been reading up on various fund houses and came across Kotak Mutual Fund, which seems to have a solid reputation in the market. However, I’m still confused about whether it’s the right choice for me, especially when it comes to selecting the best SIP to invest today.
My investment goal is long-term wealth creation over the next 10–15 years. I’m okay with moderate risk and plan to start with ₹5,000 per month. While going through options, I found that Kotak offers funds like the Kotak Flexi Cap Fund and Kotak Emerging Equity Fund, which are frequently recommended. The Flexi Cap Fund, in particular, interests me because of its diversified portfolio and flexibility across market caps.
That said, there are so many fund houses in India offering great schemes. HDFC, SBI, ICICI—each has some top-performing SIPs. This makes me wonder: is Kotak Mutual Fund really offering the best value right now?
I’m hoping to get insights from people who are already investing through Kotak. How has your experience been in terms of returns, service, and transparency? Also, how do Kotak funds perform compared to other AMCs when markets are volatile?
Another question I have is what criteria you all use when selecting the best SIP to invest today. Is past performance more important, or do you look at fund manager experience, AUM size, or expense ratio? I’d love to understand your strategies so I can make an informed choice.
It would be great if some of you could suggest SIPs (within or outside Kotak) that have shown consistent performance over the past 3–5 years. I believe that with the right research and advice, we can all make smarter investment decisions.
Please feel free to drop your suggestions, fund reviews, or even red flags to look out for. Let’s make this thread helpful for all new investors trying to figure out the best SIP to invest today.
Thanks in advance!