There are two ways to borrow money on your Cash app when you go to the "Account" tab: "Cash out" and "Loan." When you require a little additional cash, the "Loan" option enables you to borrow money at a fixed rate. You can obtain a loan using the "cash out" option by changing your cashback into a debit card. You must have the Cash app on your debit card in order to do this. Cash app also provide a payday loans for an emergency uses also.