Need Help With a Bounced Cheque? Here's How the Legal Process Works and Where to Find the Right Lawyer
In case of Cheque Bounce, the Law is With You
Bounced cheque is not merely a financial nuisance, but a crime in India. In case a person gave you a cheque that was dishonoured either because of lack of money in the account or the bank no longer having an account, then you can act under Section 138 of the Negotiable Instruments Act.
However, time and law actions count. That’s why people often search for the “cheque bounce lawyers near me”, because handling it right makes all the difference.
What Is the Legal Procedure for Cheque Bounce Cases in India?
This is how the process usually goes:
● Legal Notice: Within 30 days after the bounce, you have to give the notice to the cheque issuer.
● Wait Period: They have 15days to pay.
● Filing a Case: If the amount is not paid, then they can file a complaint in the magistrate court with the assistance of a cheque bounce lawyer.
● Court Process: The court can issue a summons to the accused and this is followed by the presentation of evidence, arguments and the ultimate conclusion by the court.
The Benefits of a Cheque Bounce Lawyer
Although the process seems straightforward, a good lawyer will make sure that your paperwork is sound, the deadlines are followed and that your case is taken seriously. Local experience also helps—cheque bounce lawyers near you understand how your district courts work and how to present your case better.
FAQs
Q1. Will I be able to handle my case of a cheque bounce without an attorney?
You can do it, but it is not advisable to do so. A mistake in the case may slow your case or even stop it.
Q2. Which documents are necessary to retain?
The banking return, and the cheque, and a copy of the legal notice, and evidence of delivery.
Q3. How do I find the best cheque bounce lawyers near me?
Consider bar associations in your area, directories of lawyers or a law office that handles cases involving negotiable instruments.
Q4. What is the duration of such a case?
This is usually 6 months to 1 year, but settlement can also be made sooner in cases where the accused person is willing to pay.
